Why online seller loans are hard to get
Your revenue is real, verifiable, and growing — but it lives on Etsy, Amazon, or Shopify dashboards rather than traditional bank statements. Most loan officers don't know how to read platform revenue reports, so they default to rejection.
Community banks with equipment financing programs and CDFIs with ecommerce experience are your best first stops. They're comfortable with digital revenue records and understand inventory-based businesses.
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